Yes. There are many specialist lenders out there who deal with our customers who have defaults or CCJ’s, IVA’s or even discharged bankruptcy.
Download your Credit Report
We will need to see a copy of your credit report so that we can determine the best way to proceed. Check My File are the best credit report provider and you can get a copy of your credit report within a few minutes. Then, you can simply upload your credit report to us via our online chat window from your mobile, tablet or desktop. It will be sent to us as a secure attachment.
Check My File are the only UK credit agency to provide your credit report from Experian, Equifax and CallCredit all-in-one. Lenders use these specific credit agencies to assist with their decision making.
If you need help downloading your credit report we have prepared a
on our website. We will need the credit report sent as PDF document in its original format provided by the credit agency.
Without receiving a copy of your latest credit report from an approved provider we will not be able to provide a personalised assessment or begin the advice process.
Unfortunately, the lenders do not use ClearScore and so we cannot accept ClearScore reports.
Do not edit or change the format of your credit report in any way. We will not be able to proceed if you have edited or manipulated your documents.
What Deposit is Needed?
You may need at least a 10% deposit if you have missed or late payments. If you have multiple missed payments or CCJ's or Defaults then you will need at least a 15% deposit.