Do you charge a fee?

Application & Broker Fees

Instead, when you use our Mortgage Service to buy a product from a third party, that third party pays a commission to us on completion.

Research

We will carry out research for free and provide you with an advice and recommendation service for the most suitable mortgage. There are no fees payable for this service unless you decide to proceed with a third party for a recommendation that we have made.

If you decide to bypass our service and proceed directly with a third party for a recommendation that we have made, you will become liable for a £250 research fee.

Cancellation Fees

However, if you use our services to submit a mortgage application and then no longer proceed to complete your purchase or remortgage using our services, you will be liable for an application cancellation fee of 0.4% of the loan amount requested or £495 whichever is the higher amount. This clause applies to cash buyers, or applicants that are running additional mortgage applications with other intermediaries or lenders, the same lender directly, or applications that are cancelled because an applicant cannot proceed for any other reason.

Cancelling your mortgage application for any other reason will incur an application cancellation fee of 0.4% of the loan amount requested or £495 whichever is the higher amount.
 

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