How long will it take to get a mortgage offer?

Remortgages

In some cases, we have seen the lender take only a few days to issue a mortgage offer for remortgage applications where the property is valued by a desktop survey and where no further documentation requests are made because the lender is happy with the documentation provided.

Purchases

In all purchase mortgages, a mortgage offer will not be issued until the lender has received and reviewed their copy of the mortgage valuation / survey report. A physical inspection of the property will always be required for a new purchase.

If you want a quick turnaround, the best advice that we can give you is to be ready and responsive to send us any additional information or documentation that the lender might require to support your application.
Lender timescales for reviewing documents and service levels can change at any time, even after a mortgage application has been submitted.
 

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